Deposit insurance and investor protection

As a rule, deposits are protected by the guarantee system of the country where the institution has its banking license.

Search for member institutions

Search for institutions that are members of the deposit insurance and/or investor compensation schemes.

Riksgälden miljö med medarbetare

How the deposit insurance works

Deposit insurance means that you are reimbursed by the central government if the bank or financial institution where you have your money is declared bankrupt. The insurance covers up to SEK 950,000 per person per institution.

The deposit insurance
Bild på en skylt med Riksgäldens logotyp.

What is investor compensation?

If a financial institution managing your securities fails, and you are unable to cash in your securities or receive your money, the investor compensation becomes applicable. This means that you can receive compensation for a maximum amount of SEK 250,000.

This is investor compensation