Deposit insurance and investor protection

As a rule, deposits are protected by the guarantee system of the country where the institution has its banking license.

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Search for member institutions

Search for banks and institutions covered by the deposit insurance scheme and/or investor protection. To see a list of all banks and institutions, click directly on Search without entering anything into the search field.

 

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How the deposit insurance works

Deposit insurance means that you are reimbursed by the central government if the bank or financial institution where you have your money is declared bankrupt. The insurance covers up to SEK 950,000 per person per institution.

The deposit insurance
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What is investor compensation?

If a financial institution managing your securities fails, and you are unable to cash in your securities or receive your money, the investor compensation becomes applicable. This means that you can receive compensation for a maximum amount of SEK 250,000.

This is investor compensation

News

Update to questions and answers about MREL

News 29 August 2019 Financial stability, Deposit Insurance

In February 2017, the Debt Office published a decision memorandum on the minimum requirement for own funds and eligible liabilities (MREL). A compilation of the Debt Office’s answers to questions...

New EU agreement on crisis management regulations

News 29 August 2019 Financial stability, Deposit Insurance

The EU Ministers of Finance confirmed an agreement yesterday on a revised regulatory framework for crisis management in the banking sector – the EU Crisis Management Directive.

Debt Office adapts methodology to assess eligibility for simplified obligations in resolution planning

News 11 April 2019 Financial stability, Deposit Insurance

The Debt Office, as resolution authority, has adapted its methodology for determining whether institutions should be subject to simplified obligations in resolution planning.

Decision on MREL for Danske Hypotek AB

News 11 April 2019 Financial stability, Deposit Insurance

The Debt Office has made a decision on the minimum requirement for own funds and eligible liabilities (MREL) for Danske Bank’s Swedish subsidiary Danske Hypotek AB. The decision is part of the work...
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