enhttps://www.riksgalden.se/en/press-and-publications/press-releases-and-news/newslists/newslist-deposit-insurance/60Optimizely 12 CMS - LFPChttps://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2025/maximum-deposit-guarantee-amount-changed-to-sek-1150000/The deposit insurance scheme is in place so that depositors will feel secure about having their money deposited at a bank or other credit institution. If an institution were to fail, the central government via the Debt Office will provide reimbursement for capital and interest up to a certain maximum amount per person and institution. The Debt Office has decided to change the maximum compensation amount for the deposit guarantee from SEK 1,050,000 to SEK 1,150,000 per person and institution as of 1 January 2026. In certain cases, such as in connection with the sale of a private residence, compensation can be paid out up to SEK 5 million. That amount remains unchanged. “Deposit insurance is an important form of consumer protection and simultaneously reduces the risk of bank runs in the event of financial market turbulence. It thereby contributes to maintaining financial stability,” says Fredrik Bystedt, head of the Financial Stability department.   Amount is reviewed every fifth year Every fifth year, countries in the EU, that use a currency other than the euro are to recalculate the maximum compensation amount for the deposit guarantee in order to adjust the amount in their local currency (the Swedish krona in Sweden). The maximum compensation amount now decided on was adjusted using the exchange rate between the euro and the Swedish krona that applied on 3 July of this year. The deposit guarantee is funded by fees charged annually to banks and other credit institutions. Riksgäldskontorets föreskrifter (in Swedish)  Beslutspromemoria – ändrade föreskrifter om insättningsgaranti (in Swedish) https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2025/maximum-deposit-guarantee-amount-changed-to-sek-1150000/Thu, 30 Oct 2025 15:00:00 GMTPress releaseAbout the Debt OfficeDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2018/new-eu-agreement-on-crisis-management-regulations/“It is a positive development that negotiations on the revised crisis management directive have now been completed at the EU level. We will analyse its contents, and we look forward to its transposition into Swedish law,” says Debt Office Director General Hans Lindblad. The first version of the crisis management directive was adopted in the EU in 2014. In 2016, the law entered into legal force in Sweden and the Debt Office assumed responsibility for the new framework called resolution. The EU Crisis Management Directive is transposed into Swedish law via the resolution legislation. The Debt Office is Sweden’s resolution authority and is responsible for both the preparatory work for, and management of, banks and other institutions in crisis. For further information, visit the European Council’s websitehttps://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2018/new-eu-agreement-on-crisis-management-regulations/Thu, 29 Aug 2019 15:05:00 GMTNewsFinancial stabilityDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/debt-office-adapts-methodology-to-assess-eligibility-for-simplified-obligations-in-resolution-planning/The EU Commission has resolved to adopt the proposed Delegated Regulation by the European Banking Authority (EBA) regarding regulatory technical standards that specify criteria for assessing the impact of an institution’s failure on financial markets, other institutions and funding conditions.¹ The Debt Office, as resolution authority, has therefore adapted its methodology for determining whether institutions should be subject to simplified obligations in resolution planning. With the adapted methodology, the Debt Office conducts the procedure to determine whether to grant simplified obligations in two steps. First, a quantitative assessment is made based on the Other Systemically Important Institutions (O-SII) score calculated by the Swedish Financial Supervisory Authority (FI) as part of its assessment of whether an institution is systemically important. The Debt Office has set the threshold for direct qualification for complete obligations at an O-SII score of 105, with the possibility to make exceptions for development banks. For institutions with O-SII scores below the threshold value, a qualitative assessment is made of how the institution’s failure could affect financial markets, other institutions, financial conditions or the economy in general. The Debt Office makes an overall assessment of the criteria set out in the Delegated Regulation, which include determining the extent to which an institution conducts operations deemed critical in Sweden or other Member State. For further information on the assessment, see Delegated Regulation on simplified obligations.  ¹COMMISSION DELEGATED REGULATION (EU) 2019/348 of 25 October 2018 supplementing Directive 2014/59/EU of the European Parliament and of the Council with regard to regulatory technical standards specifying the criteria for assessing the impact of an institution's failure on financial markets, other institutions and funding conditions.https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/debt-office-adapts-methodology-to-assess-eligibility-for-simplified-obligations-in-resolution-planning/Thu, 11 Apr 2019 11:45:00 GMTNewsFinancial stabilityDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/decision-on-mrel-for-danske-hypotek-ab/The minimum requirement ensures that the institution has a sufficient amount of own funds and liabilities eligible for write-down, so that it can be restructured without having to use tax revenue. Certain principles apply for how subsidiaries of groups that are to be managed cohesively are to meet MREL. The liabilities shall be subordinated and issued to the institution within the group that is to be put into resolution, usually the parent company. These criteria for liabilities are a prerequisite for the effective implementation of financial crisis management procedures. Danske Hypotek’s requirement amounts to 4.9 per cent of total liabilities and own funds and applies from 1 July 2019. Every year, the Debt Office issues decisions on MREL for Swedish banks and other institutions covered by the Swedish resolution process. The results of these decisions are published in December. Danske Hypotek AB is a subsidiary of Danske Bank, which has its domicile in Denmark. Therefore, the decision regarding MREL for Danske Hypotek AB has been made within the framework of Danish resolution procedures.  https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/decision-on-mrel-for-danske-hypotek-ab/Thu, 11 Apr 2019 08:00:00 GMTNewsFinancial stabilityDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/debt-office-director-general-commented-on-brexit-and-eu-banking-package-at-press-conference/In order for the Swedish National Debt Office to be able to ensure effective management of institutions in crisis, the agency requires the banks to have sufficient capital and eligible liabilities in their balance sheets. In a “hard” or contractless Brexit scenario, a situation may arise in which certain Swedish institutions may not be able to meet the Debt Office’s requirements in the same way as previously. This is because the UK would no longer fall under EU law. The Debt Office is monitoring the situation closely and will examine relevant issues on a case-by-case basis. “A hard Brexit would be an extraordinary circumstance that could have consequences for the financial sector in Sweden. The Debt Office will handle these consequences in a responsible manner in order to secure stability. This is where the issue of an adaptation period for dealing with potential problems may arise,” says Director General Hans Lindblad. EU Banking Package and subordinated liabilities until 2022 The Debt Office Director General also addressed the work on the revised regulatory framework for banking crisis management (BRRD2), which is part of the EU Banking Package and under final negotiations within the EU, after which it is to be transposed into Swedish law. Ultimately, the institutions’ eligible liabilities and own funds shall consist entirely of capital or debt instruments that are subordinated, that is, utilised before other liabilities in the event of write-down or conversion. In this way, it becomes clear that the investors in such instruments, after the shareholders, are the first to bear the costs if the institution fails. In conjunction with the Debt Office communicating how the current regulations are to be applied, it was announced that the capital and debt instruments used to meet the minimum requirement for eligible liabilities and own funds (MREL) are to be subordinated by 1 January 2022 at the latest. Hans Lindblad comments: “Due to the review of the regulations, the Debt Office has received questions on when the requirement for subordinated liabilities must be met at the latest. The Debt Office’s response is that 1 January 2022 still applies. Institutions should therefore initiate the issuance of subordinated liabilities that are required. During the phase-in period, the Debt Office will monitor whether the volumes are being built up at an appropriate rate,” says Director General Hans Lindblad.https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/debt-office-director-general-commented-on-brexit-and-eu-banking-package-at-press-conference/Wed, 20 Feb 2019 10:26:00 GMTPress releaseFinancial stabilityDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/sweden-is-better-prepared-for-a-banking-crisis/“We currently have a framework that enables us to manage a bank in crisis more effectively than in 2008, and which protects the Swedish taxpayers. We see that it works. The rating and market pricing indicate that market participants do not expect the state to intervene in a banking crisis to the same extent as previously. My overall assessment is that the regulatory framework has earned credibility,” says Director General Hans Lindblad. Hans Lindblad also highlighted the current risks and vulnerabilities in the Swedish economy.  “The risks and vulnerabilities we are now seeing include a sustained high level of risk-taking in global financial markets and a high level of indebtedness of Swedish households. In addition, there are new issues, such as money laundering and cyber threats against the sector, which risk threatening financial stability. We need to discuss these issues further,” says Director General Hans Lindblad.https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/sweden-is-better-prepared-for-a-banking-crisis/Tue, 05 Feb 2019 09:00:00 GMTNewsFinancial stabilityAbout the Debt OfficeDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/do-banks-still-benefit-from-an-expectation-of-an-implicit-state-guarantee/Historically, bank crises have often had a large impact on the financial system and the economy. As a result, market participants have expected the state to ensure that banks would survive through an implicit guarantee. This has reduced the risks for banks’ creditors, and thus has reduced funding costs for the banks in the form of lower interest rates. This interest rate discount is usually called the too-big-to-fail (TBTF) premium. The size of the premium is determined in part by the market’s assessment of the state’s willingness to provide support to systemically important banks and in part by the probability that the need for support will arise. If the need for support does arise, the TBTF premium might increase even when the state’s willingness to provide support has not changed. The Swedish National Debt Office and Finansinspektionen have together analysed how this premium has changed for the major banks. Since the financial crisis in 2008–2009, the premium has fallen from around 250 basis points to around 25 basis points. More resilient banks The reduction in the premium is due in part to the new and extensive financial regulations introduced in the EU countries after the financial crisis in 2008–2009. Stricter capital and liquidity requirements increase the banks’ capacity to carry losses. In addition, a new regulatory framework, the so-called resolution, has been introduced to manage banks in crisis. This new framework aims to protect taxpayers in that shareholders and creditors carry the losses if a bank undergoes a crisis. Åsa David, an analyst at Finansinspektionen, and Marianna Blix Grimaldi, a senior analyst at the Swedish National Debt Office, are two of the report’s authors. “The resolution regulation should have lowered the market’s expectations of state support for systemically important banks, while the higher capital and liquidity requirements decrease the risk of default and thus the need for state support,” say Åsa David and Marianna Blix Grimaldi. Some uncertainty remains Market participants appear to support this assessment, but there is still some indication that they expect state support. “The premium may increase as uncertainty on the market increases, but most likely due to the new regulation to less of an extent than before,” assert the authors of the report. Read the report: The value of an implicit state guarantee for systemic bankshttps://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/do-banks-still-benefit-from-an-expectation-of-an-implicit-state-guarantee/Tue, 22 Jan 2019 10:00:00 GMTNewsFinancial stabilityAbout the Debt OfficeDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/statement-regarding-nordic-baltic-financial-crisis-simulation/The exercise followed a hypothetical crisis scenario involving fictitious financial institutions in the Nordic and Baltic countries and tested the respective authorities’ crisis management capabilities and regional cooperation. In the period ahead, the participants will carefully study the detailed outcome of the simulation and take note of the lessons learned in order to strengthen the financial crisis preparedness of the involved authorities. A working group under the Nordic Baltic Stability Group (NBSG), led by the Riksbank, was formed in 2017 to prepare for the exercise. The NBSG consists of Ministries of Finance, Central Banks, Supervisory and Resolution Authorities in the eight Nordic and Baltic countries. The Nordic and Baltic countries have agreed in the context of the NBSG to conduct regular financial crisis simulation exercises. More about the Swedish National Debt Office's role in finanicial crisis managementhttps://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2019/statement-regarding-nordic-baltic-financial-crisis-simulation/Mon, 21 Jan 2019 10:00:00 GMTNewsFinancial stabilityDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2018/update-to-questions-and-answers-about-mrel/The revision is due to the decision by Finansinspektionen (the Swedish Financial Supervisory Authority) to move the risk weight floor for Swedish mortgages from Pillar 2 to Pillar 1. This has certain consequences for calculating the MREL requirement and the associated principle that MREL must be met with a certain proportion of liabilities (the liabilities proportion principle). The Debt Office addresses these consequences in its consultation response to “Changed method for the application of the risk weight floor for Swedish mortgages” (in Swedish). The proportion of liabilities is affected by a temporary calculation effect that must be neutralised through certain adjustments to how the liabilities proportion principle is applied. The Debt Office’s revised answer explains how these adjustments shall be made. To read all the questions received by the Debt Office regarding the memorandum and see the answers, click on the following link: Questions and answers about MREL Want to know more about resolution? Read the Debt Office’s decision in December on MREL and plans for dealing with banks in crisis. Contact resolution@riksgalden.sehttps://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2018/update-to-questions-and-answers-about-mrel/Mon, 08 Oct 2018 08:00:00 GMTNewsFinancial stabilityDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2016/stronger-protection-for-depositors-as-of-1-july/– Strengthening the deposit insurance scheme benefits both consumers and the financial system. Backed by strong consumer protection, depositors can feel secure even in times of financial turbulence, reinforcing the preconditions for financial stability, says Hans Lindblad, Director General at the Swedish National Debt Office. The changes to the Deposit Insurance Act follow a revised EU directive aimed at harmonising and strengthening the protection for depositors. The changes include: setting the compensation amount for depositors in Sweden to 950 000 kronor instead of 100 000 euros setting the compensation amount for depositors in branches of Swedish institutions in other EES countries at the same amount as in the country where the branch operates allowing compensation of up to 5 million kronor for certain temporary high balances connected to for example real estate transactions reducing the time for compensation payments from 20 to 7 working days clarifying the information provided to customers. For the banks and other financial institutions covered by the deposit insurance scheme the primary change is the introduction of a more risk-based contribution method. The changes to the Act will take effect on 1 July 2016. The deposit insurance scheme was introduced in Sweden in 1996 pursuant to an EU directive. The insurance means that depositors receive compensation from the government if an institution goes bankrupt or due to a decision by Finansinspektionen (the Swedish Financial Supervisory Authority). It also applies when the government handles a failing institution according to the new rules for managing banking crises. The Debt Office is the authority responsible for the deposit insurance scheme in Sweden. The scheme is financed through contributions paid by the covered institutions. More information on the Swedish deposit insurance scheme Contact Linda Wik, public relations officer, +46 (0)8 613 46 18https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2016/stronger-protection-for-depositors-as-of-1-july/Fri, 27 May 2016 10:00:00 GMTPress releaseFinancial stabilityDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2010/Carnegie-acquires-HQ-Bank/Carnegie Investment Bank acquires HQ Bank. This acquisition means among other things that HQ Bank will be merged with the existing operations at Carnegie Investment Bank. The acquisition has been approved by the Swedish Financial Supervisory Authority. HQ Bank may continue to conduct banking operations until this merger has been implemented. Deposit insurance covers both old and new deposits at HQ Bank and Carnegie Investment Bank. Investor compensation covers financial instruments and accounting funds available in customers’ depositaries at HQ Bank and Carnegie Investment Bank. The Debt Office is responsible for the deposit insurance and the investor compensation. Deposit insurance Investor compensation Carnegie (www.carnegie.se) HQ Bank (www.hq.se) Finansinspektionen (www.fi.se) For questions relating to deposit insurance and investor compensation Telephone: +46 (0)8 613 52 00 Monday to Friday, 09.00-12.00, 13.00 – 16.00 Media contact Marja Lång, Chief Press Officer, Swedish Debt Office, +46 (0)70 549 46 54https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2010/Carnegie-acquires-HQ-Bank/Fri, 03 Sep 2010 16:23:00 GMTNewsFinancial stabilityDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2009/swedish-national-debt-office-seeks-court-declaration-that-carnegie-was-taken-over-properly/D. Carnegie & Co, the former owner of the companies, is questioning the takeover and at the same time wants to adjust the valuation. The valuation is founded on the Debt Office having acted correctly. The Debt Office consequently wants the City Court to confirm that the Debt Office sold CIB and MM in its capacity as owner and not as a pledgee. This issue is decisive for calculating any compensation due to the former owner. The Debt Office was entitled under the contract with D. Carnegie & Co to take over the companies and then sell them as owner. The value of the companies at the time of the takeover is consequently crucial. If their value exceeded the support loan to CIB the surplus would pass to the former owner. The valuation, conducted by independent valuers, was lower than the amount of the loan and consequently no surplus has been paid out. If the Debt Office had instead sold the companies as a pledgee - which the former owner has claimed would have been the correct way - there is no need for a valuation. Instead, any surplus from the actual proceeds of sale should be repaid to the former owner. The sale did not yield any surplus, though there may be such a surplus in the future owing to certain profit-sharing arrangements. The former owner has applied for the valuation to be reviewed by the Examination Board, asserting that the valuation to be fixed for CIB should be several billion Swedish kronor more than both the sales price and the valuation that the independent valuers arrived at. One prerequisite for a review by the Examination Board is that the Debt Office sold the companies as owner. However, the former owner has left it open, if it fails before the Examination Board,  to subsequently go to the City Court to test whether the takeover was conducted properly. This approach is not acceptable. These questions must be considered in the proper order," says Bo Lundgren, Director General of the Debt Office. "There is no need for a valuation if the Debt Office sold the companies as a pledgee. If that were the case, the proceedings at the Examination Board would serve no purpose. The City Court should therefore declare that we sold the companies in the correct way. The Debt Office will request that the dispute at the Examination Board be suspended pending the outcome at the City Court. The Debt Office took over CIB and MM in November 2008, under the Support Act (Government Support to Credit Institutions Act 2008:814), to protect the stability of the financial system. For further information, please contact:   Bo Lundgren, Director General, +46 8 613 46 51  https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2009/swedish-national-debt-office-seeks-court-declaration-that-carnegie-was-taken-over-properly/Wed, 29 Jul 2009 09:30:00 GMTPress releaseFinancial stabilityAbout the Debt OfficeDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2009/carnegie-sale-completed/The purchase agreement was signed on 11 February 2009. The purchase was conditional on the buyers obtaining the necessary licences from the relevant authorities. Among other things, determination of competition and consideration of ownership have been carried out by supervisory authorities in a number of countries. All licences have now been obtained. The purchase price has been paid and ownership transferred. - When the Debt Office took over Carnegie during the autumn, the risk for a worsening of the financial crisis decreased, comments Bo Lundgren, Director-General of the Debt Office. It is also gratifying that taxpayers most likely will be reimbursed for the costs incurred. The swift sales process means that Sweden will be one of the first countries in Europe to sell a nationalised bank back to private owners. The total value of the sales is at least SEK 2,275 million including amortisation of the Debt Office's loans to Carnegie and a dividend from Max Matthiessen. In addition to this, the Debt Office will receive part of future repayments of certain loans granted by Carnegie. We make the assessment that the total income from the sale will over time cover the original loan of SEK 2,400 million received by Carnegie in November 2008 and our costs. Further information may be obtained from: Daniel Barr, Head of Bank Support, tel +46 8 613 46 94 Charlotte Rydin, Head of Legal Department, tel +46 8 613 46 26https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2009/carnegie-sale-completed/Tue, 19 May 2009 14:02:00 GMTPress releaseFinancial stabilityAbout the Debt OfficeDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2009/swedish-national-debt-office-sells-carnegie-and-max-matthiessen/The purchase price for Carnegie is SEK 1,402 million, of which SEK 525 million is to be paid with interest on 30 April 2010. In addition, the Debt Office has the right, according to the agreement with Altor and Bure, to share in potential future repayments of certain credits. The Debt Office is guaranteed an additional payment of SEK 250 million through this mechanism. The purchase price for Max Matthiessen is SEK 500 million, adjusted for potential dividends to the Debt Office, of which SEK 150 million is to be paid with interest on 30 April 2010. The Debt Office assesses that the total proceeds from the sale of Carnegie and Max Matthiessen will over time fully cover the support loan provided to Carnegie in November 2008 as well as costs that the Debt Office has incurred. In the event that the Debt Office is not reimbursed it will be compensated by Altor and Bure should Carnegie be sold at a profit within 15 years. - This is a good outcome for the Swedish State, the companies involved and the buyers, says Bo Lundgren, Director General of the Debt Office. It will secure the companies' operations and it is likely to hold the taxpayers harmless. The alternative - not to have acted - would have led to liquidation and a likely bankruptcy with significant costs to society and taxpayers. We believe that Altor and Bure are good new owners of the companies. The purchase of Carnegie is conditional upon Altor and Bure obtaining all necessary regulatory approvals, including approvals from the financial supervisory authorities in relevant countries. The purchase of Max Matthiessen is subject to the completion of the purchase of Carnegie. The transactions are expected to be completed within three months.  Background On 10 November 2008, the Debt Office took over the shares posted as collateral for the support loan, which the Debt Office, following a decision by the government, had extended to Carnegie. The support loan replaced the previous loan extended by the Riksbank to Carnegie when it suffered liquidity problems. The loan of SEK 2.4 billion was converted into equity at the time of the enforcement of the pledges, except for SEK 123 million, which has now been amortised by Carnegie. The objective was to secure financial stability. The decision to enforce the pledges was taken in order to minimise the costs to the Swedish State. Carnegie had at the time of the enforcement of the pledges lost its bank and securities market licenses. When the Debt Office took over the shares, the Swedish Financial Supervisory Authority decided to return the licenses to the bank. If the Debt Office had not taken over the shares, the bank's operations would have had to be wound up, which would have led to a rapid decrease in value and losses for taxpayers. The objective of the Debt Office was to step in as a responsible owner of Carnegie and Max Matthiessen, but without the intention of remaining a long-term owner. The Debt Office's aim was to sell both companies on commercial terms to financially stable buyers approved by the Swedish Financial Supervisory Authority. Facts about the sale process The sale process was structured as two separate auctions where potential buyers were invited to submit their offers for the companies. More than 20 potential buyers for Carnegie and more than 30 potential buyers for Max Matthiessen, both national and international, were contacted as a first step. A number of potential buyers submitted indicative offers in each process. Those potential buyers who had submitted attractive offers were offered the opportunity to conduct due diligence, which is a comprehensive investigation of the commercial, financial and legal conditions of the companies. Following this, the potential buyers were asked to submit their binding offers. The Debt Office then entered into negotiations with a selected number of potential buyers in each process. Sale and purchase agreements were signed with the potential buyers who had submitted the offers that represented the best overall solution for taxpayers. The sale processes were conducted by the investment bank Lazard and the law firm Mannheimer Swartling, appointed by the Debt Office. The Debt Office will hold a press conference with, among others, Director General Bo Lundgren at 10.00 am at Carnegie's offices on Västra Trädgårdsgatan 15. The press conference is open to journalists only. Questions will be answered by: Bo Lundgren, Director General, Swedish National Debt Office, +46 8 613 46 51 Peter Norman, Chairman, Carnegie Investment Bank, +46 70 716 53 89 Daniel Barr, Head of the Bank Support Department, Swedish National Debt Office, +46 8 613 46 94 Marja Lång, Head of Communication and Public Affairs, Swedish National Debt Office, +46 8 613 46 54https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/press-releases/2009/swedish-national-debt-office-sells-carnegie-and-max-matthiessen/Wed, 11 Feb 2009 08:30:00 GMTPress releaseFinancial stabilityAbout the Debt OfficeDeposit Insurance https://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2008/expanded-deposit-insurance2/According to the proposal, the compensation level will be raised from SEK 250,000 to SEK 500,000. Moreover, all types of accounts will be included. The government will also be able to widen the Swedish deposit insurance to include affiliates of foreign banks in Sweden, should the deposit insurance in the home country not be fully met. More on the Swedish deposit insurancehttps://www.riksgalden.se/en/press-and-publications/press-releases-and-news/news/2008/expanded-deposit-insurance2/Mon, 06 Oct 2008 08:40:00 GMTNewsDeposit Insurance