Processing guarantees and loans

Before providing a guarantee or loan, we analyse the risks of the undertaking.

We then decide the terms of the guarantee or loan and calculate a fee that will cover the risk.

We then formulate and issue the guarantee document or loan agreement. During the time to maturity we monitor changes in risks and carry out the on-going administration.

If we are required to pay for a guarantee, we have a claim on the guaranteed company and then work actively to recover as much as possible from the debt. We also do this if a borrower is unable to repay their loan from us.