Mid-sized and Small Institutions

The Division for Mid-sized and Small Institutions is in charge of crisis management (resolution) of banks and credit institutions within this category, which comprises approximately 160 institutions. The mandate includes assessing which institutions are to be managed through resolution in the event of default, or wound up through bankruptcy or liquidation. If an institution is deemed subject to resolution, a resolution plan is then drawn up that includes the choice of resolution strategy and measures as well as the Minimum requirement for own funds and eligible liabilities (MREL).

The division is also responsible for the deposit insurance and investor compensation schemes. Just over 130 institutions are affiliated to the deposit insurance scheme, and the investor compensation scheme covers just over 200 institutions.

Martin Janhäll